Child Health – What Can We Do?

There is a lot of concern about child health in America at the moment. This is not a new phenomenon – Calvin Coolidge instigated the annual ‘Child Health Day’ in 1928. It is held on the first Monday of October each year. Health professionals from all over America meet to discuss child nutrition, fitness, obesity and health education.

Most health professionals agree that the key to healthy choices is education from an early age before bad habits have time to form. Parents need to protect and develop their children’s health from the outset.

Apparently, one in six children in America is obese and this can lead to health problems such as asthma, diabetes and heart disease.

What Can We Do?

The problem today is that children have access to computers, electronic games and of course television. Obviously these are all sedentary pastimes and children are not getting enough exercise.

In the past children would play out on the street with their friends running here, there and everywhere – only coming home when they were hungry or it was getting dark. These days’ security conscious parents are not willing to allow their children out alone – it is much easier and safer to let them sit in front of the television or on a computer. In addition, because of time constraints and work commitments, children are usually driven everywhere by parents.

One solution to this problem is to enroll your child in one of the many child education schemes available. Many of these schemes combine games and exercise and learning and can greatly enhance your child’s social and behavioural skills.

A Child’s Diet Is Important.

Another major problem in child health care is diet.

Firstly it is important to lead by example – overweight parents tend to have overweight children. Serve a balanced diet with plenty of fruit and vegetables and watch the portion size – a seven or eight year old does not need an adult portion. Cut down on snacks and fizzy drinks – or make sure snacks are healthy. Children can easily get used to peeled baby carrots (very crunchy and sweet), apple and banana slices or seedless grapes.

If you take your child to one of the excellent child education schemes make sure their lunch box is packed with healthy food.

You can provide peeled sliced raw vegetables with a yoghurt dip, some whole grain bread, a favourite fruit, some cold chicken, a mixed salad with sweet corn and grated carrot – and to drink, water or semi-skimmed milk. Whatever you do leave out the cookies, chips, chocolate and fizzy drinks!

Artur Cosicov is a free lance article writer, Blogger an

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Finding Child Health Insurance in California

Low wage earning, working families who have a hard time paying for insurance have the benefit of Federally funded State Children’s Health Insurance Program, or SCHIP, laws. The state of California has used its Federal SCHIP funds on a program called “Healthy Families.” Under California’s Healthy Families program, your children can be fully enrolled to receive health care benefits if your family’s income level is at or below 250% of the poverty level. As of January 2010, that figure was $55,125. There are strict guidelines for verifying a family’s low-income status and if you do not fall within the parameters, it is up to you to find other child health insurance.

Fortunately, California is home to a wide range of plans, though it can be a daunting task to sort through them. Let’s start with the easiest option.

Claiming Them as Dependents

Child health insurance in California, as in any other state, may be most easily obtained through your own individual insurance plan, though this may not always be the cheapest option. As a general rule, a child can be covered under his our her parents’ plan until their 19th birthday, unless they are a full-time student, in which case they can be covered up to age 23 or 24. However the new health care bill that is currently sitting on the Senate floor would extend that age to 26 for full-time students. Certain statuses will affect this age limit, such as disability status. Once these young adults reach the cutoff point of course, they will have to get their own individual insurance plan.

Choosing an Individual Plan

You will have to find individual health care plans if you are unable to cover them as your dependent. A “child health insurance: California coverage” search is similar to a search that one would do regardless of where they live, and can be done in the three steps outlined below. The great news about California is that, because it is such a large market, there are generally more offerings available to choose from than there would be in a smaller, less populated state.

Online Research. You can choose to use an online quote tool where you simply enter the zip code of your child’s residence at the top. Within moments, you will have a list of child health insurance California plans. You can easily compare the plans’ benefits versus cost and find the insurance that fits you and your child’s needs.
Narrow the Field. You will want to look at the plans through two lenses, cost and care. For example, you will want to choose an insurance plan that will pay for immunization if your child still requires them. In addition, you will want to ensure that any medications your child currently takes will be covered; this usually means you need a prescription plan. You can also narrow the field by throwing out things you know you will not need, if you have a small child there is little need for a maternity or tobacco cessation program coverage.
Insurance Usage. Once you have adequate insurance in place, you need to use it indiscriminately. Many times a child’s health concerns can be answered simply with over-the-counter medications suggested by a phone call to the pediatrician. Avoid those costly emergency room visits whenever you can. In some cases where medical treatment is required, you can shop around for the best price. Look at it as you would any other purchase and be a perceptive consumer, you can do this and still receive excellent health care.
Paying for Your Child’s Plan

Did you know that you can pay for your children’s health insurance coverage in full or in part for as long as you want? All you have to do is give the insurance company your billing address, bank account number or credit card for payment instead of theirs. This is the case regardless of whether you both live in California or not.

There is a great deal of insurance information online, if you want to research further you can look for individual and family health insurance and get a better idea of California health plan options.

Katie Banks is a freelance writer with an expertise in help

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